The Journals of Gerontology reports that the high prevalence of hypertension in older persons (nearly one of two subjects aged 60 years and older) plays an important role in the development of cerebrovascular disease, congestive heart failure, and coronary heart disease.

ACCESSMed Foundation helps vulnerable Arizona seniors take advantage of their Medicare and AHCCCS Medicaid Chronic Condition Special Needs options.

Insurance Cost

Chronic Special Needs health insurance is available for seniors, and other Medicare eligible individuals, who have been diagnosed with congestive heart failure by a licensed medical practitioner. Subject to the plans that are available in your county, the cost can vary from no cost (for AHCCCS Medicaid eligible seniors) to low cost (for seniors who have too much income to qualify for AHCCCS Medicaid but are nonetheless living on a limited income).

For seniors who have both Medicare and AHCCCS Medicaid, most of the costs of participating in a Chronic Special Needs plan will be covered by federal and state governments. For seniors who do not qualify for AHCCCS Medicaid, the cost will depend on the Medicare Advantage plan selected.

Congestive Heart Failure

Insurance Benefits

Chronic Special Needs health insurance plans provide all of the services that the federal government requires for Medicare Advantage plans. Many plans also provide additional coverage that may include zero monthly premiums and low or no cost primary physician and specialist visits. Some plans also provide coverage for hearing services, vision, dental, mental health, skilled nursing, physical therapy, transportation, pharmaceuticals, home health services, over the counter health products, routine foot care and wellness programs. And, some Medicare Chronic Special Needs plans also provide a care coordinator who helps plan members get the right care, at the right time, from the right providers.

The types of chronic special needs plans available vary from county to county. They also may change from year to year. Detailed information about congestive heart failure health insurance is available from Medicare.gov, the official U.S. Government website for Medicare.

Get Help

You can get help taking advantage of low cost and possibly no cost congestive heart failure health insurance for seniors by clicking on the GET HELP link at the bottom of this page.

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