Despite the fact that most Arizona seniors work hard to stretch every penny, many have just a little bit too much income to qualify for Medicaid. Our ACCESSMed volunteers help these individuals understand and take advantage of their Medicare Advantage options.
In addition to being cost-effective, many Medicare Advantage plans coordinate care between your health care providers. They combine medical, Part D prescription drug coverage, and some of additional benefits including coverage for routine vision care, hearing aids, routine dental care, prescription drugs and fitness center memberships.
Medicare Advantage healthcare insurance plans are provided by private health insurance companies (rather than the federal government). There are four types of plans:
- Healthcare Maintenance Organizations (HMO’s)
- Preferred Provider Organizations (PPO’s)
- Private Fee-for-Service plans (PFFS)
- Medical Savings Accounts (MSA’s).