ACCESSMed helps seniors who are living on limited incomes take advantage of their full range of Medicare and AHCCCS Medicaid benefits. Working in concert, the Medicare and AHCCCS Medicaid health insurance programs provide low cost and possibly no cost health insurance.
Medicare benefits provide extensive health insurance for most seniors, age 65 and older, plus other younger people with disabilities or End Stage Renal Disease. Medicare coverage includes Hospital Insurance (Part A), Medical Insurance (Part B) and Prescription Drug Coverage (Part D).
You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a citizen or permanent resident of the United States, Part A will not be premium free. However, you may be able to buy Part A if you have been qualified for Social Security or Railroad Retirement disability for 24 months, or if you are a kidney dialysis or kidney transplant patient.
Everyone receiving Medicare insurance pays for Part B (Hospital Insurance) if they want it.
Medicare insurance is a national health insurance program administered by the federal government under the Social Security Administration and the Centers for Medicare and Medicaid Services. All things considered, it is a pretty good deal. However, for seniors living on a limited income, the coverage is far from sufficient. That is where Medicaid comes into the picture.
In Arizona, Medicaid is administered by the Health Care Cost Containment System (AHCCCS). AHCCCS Medicaid benefits help seniors with limited income and assets pay for their health care expenses.
In combination with Medicare, AHCCCS Medicaid coverage helps qualified individuals pay for health insurance and out-of-pocket medical expenses including:
- Doctor’s Visits
- Immunizations (shots)
- Lab and X-rays
- Specialist Care
- Hospital Services
- Transportation to doctor
- Emergency Care
- Podiatry Services
- Physical Exams
- Behavioral Health
- Emergency Dental
Are You Dual Eligible?
If you qualify for AHCCCS Medicaid, you may also qualify for dual eligible Medicare Advantage benefits. Dual eligibility can add a number of additional benefits to your health insurance coverage including help with vision, hearing aids, meals, transportation, prescription and over the counter health aids and medications.
Get Your Best Medicare Benefits
Are you taking advantage of your best Medicare benefits? Find out!
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